Anti-Money Laundering & Counter-Terrorist Financing Policy (AML/CFT)

Stella And Pow OÜ · Estonian Business Register code 14816946 · Majaka tn 26, 13516 Tallinn, Estonia · sugardaddyplanet.com

Version 1.0 — 22 May 2026

1. Commitment and legal framework

Stella And Pow OÜ rejects the use of its platform or payment systems for money laundering, terrorist financing, fraud, or sanctions evasion. The Company voluntarily maintains an AML/CFT programme proportionate to its size and risk profile, aligned with the Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFPA), EU Directives 2015/849, 2018/843 and 2018/1673, and FATF recommendations.

Status of the Company: Under sections 2 and 6 of the MLTFPA, the Company is not currently an “obliged entity” (it does not provide payment or financial services, does not operate virtual currencies, is not a casino, and does not accept cash). It implements this programme as a matter of good practice and as a contractual requirement of its payment processor.

2. Compliance oversight

Stella And Pow OÜ, as the operating company, is ultimately responsible for the application of this policy, the review of suspicious activity, and the relationship with the payment processor and competent authorities.

Contact: info@polarisnexuslcc.com

3. Customer identification (KYC)

Every user is verified through Ondato, an EU-regulated KYC provider, with biometric identity and age verification (minimum 18 years) before accessing the platform. Verification includes liveness detection and document authenticity checks.

4. Payments

Payments are accepted by card only, processed through regulated payment processors with 3DS2 Strong Customer Authentication (SCA) for EEA users. Each user may hold only one active subscription plan. No cash payments, no third-party payments, and no refunds to a payment instrument different from the one used in the original purchase are accepted. The maximum transaction amount is capped by the subscription model.

5. Transaction monitoring

Continuous transaction monitoring and fraud scoring are performed through the payment processor and its acquiring bank. Stella And Pow OÜ cooperates with the processor in reviewing transactions flagged as suspicious and responds to its requests.

6. Suspicious activity reporting

Any reasonable suspicion of money laundering, terrorist financing, or fraud is reported to the Estonian Financial Intelligence Unit (Rahapesu Andmebüroo) through the goAML system (fiu.ee), in accordance with applicable law. Informing the customer that a report has been made is prohibited (“tipping-off”, MLTFPA § 53). Accounts linked to fraud are suspended immediately.

7. Record-keeping

In accordance with MLTFPA § 47, the Company retains customer identification and transaction records for a minimum of 5 years, in encrypted electronic format with access control, in compliance with the GDPR (Regulation EU 2016/679) and Estonian data protection law.

8. Prohibited activities and customers

Stella And Pow OÜ does not accept, and where applicable terminates relationships with:

persons or entities subject to sanctions (EU, UN, OFAC, UK OFSI);
minors;
users who refuse to complete verification;
users linked to illegal content; and
persons or entities in jurisdictions subject to comprehensive sanctions.

9. Validity and review

This policy enters into force on 22 May 2026 and is reviewed at least every 12 months, as well as upon any material change in regulation or in the business model.

Sugar Daddy Planet (sugardaddyplanet.com) is operated by Polaris Nexus OÜ, with registered address at 1621 Central Ave 82001 Cheyenne and contact at info@polarisnexuslcc.com.

Ärimudel

Sugar Daddy Planet on sotsiaalne võrgustik/kontaktide portaal, mis pakub nii tasuta kui ka tasulisi funktsioone.
Meie tulu pärineb:

Reklaam
Kuvame saidil reklaame ja/või aeg-ajalt kampaaniaid brändidega, mis on seotud elustiili ja tutvumise turvalisusega.
Liikmesused/Premium-plaanid
Pakume tellimuse kaudu täiustatud funktsioone (näiteks: suurem nähtavus, laiendatud filtrid, esiletõstetud sõnumid jne).
Koostöö
Aeg-ajalt avaldame ajaveebis sponsoriseeritud sisu. Märgistame selle alati selgelt artikli alguses.

IseseisvusReklaam, sidusettevõtlus või sponsorlus ei mõjuta meie ohutuseeskirju, modereerimist ega ajaveebi toimetusotsuseid.

Reklaami viitamine ja läbipaistvus

Sponsorartiklid on märgistatud kui “Sisuturundus” või “Tasuline koostöö”.
Sidussidemed on sisukorra alguses tähistatud läbipaistvusmärkusega.
Bännerid/reklaamiformaadid kuvatakse sellistena ja erinevad toimetuslikust sisust.

Huvide konflikt

Kui sponsorlus, sidusus või ärisuhe võib põhjustada huvide konflikti, siis deklareeritakse see sõnaselgelt sisu juures.

Andmed, privaatsus ja küpsised (kokkuvõte)

Andmete töötlemine reklaamide isikupärastamiseks ja nende tulemuslikkuse mõõtmiseks on reguleeritud meie Privaatsus- ja küpsisepoliitika.
Teie nõusolekut saate igal ajal hallata küpsiste halduri kaudu.

Kontakt äriasjade jaoks

Reklaami, partnerluse või koostöö puhul: ads@sugardaddyplanet.com
Meedia või avalike suhete jaoks: press@sugardaddyplanet.com

Lehe värskendused

Viimane ülevaade: 20/08/2025.
Jätame endale õiguse käesolevat teavet uuendada, et kajastada ärimudeli või kohaldatavate määruste muutusi.

AML/CFT and Funding