Anti-Money Laundering & Counter-Terrorist Financing Policy (AML/CFT)

Stella And Pow OÜ · Estonian Business Register code 14816946 · Majaka tn 26, 13516 Tallinn, Estonia · sugardaddyplanet.com

Version 1.0 — 22 May 2026

1. Commitment and legal framework

Stella And Pow OÜ rejects the use of its platform or payment systems for money laundering, terrorist financing, fraud, or sanctions evasion. The Company voluntarily maintains an AML/CFT programme proportionate to its size and risk profile, aligned with the Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFPA), EU Directives 2015/849, 2018/843 and 2018/1673, and FATF recommendations.

Status of the Company: Under sections 2 and 6 of the MLTFPA, the Company is not currently an “obliged entity” (it does not provide payment or financial services, does not operate virtual currencies, is not a casino, and does not accept cash). It implements this programme as a matter of good practice and as a contractual requirement of its payment processor.

2. Compliance oversight

Stella And Pow OÜ, as the operating company, is ultimately responsible for the application of this policy, the review of suspicious activity, and the relationship with the payment processor and competent authorities.

Contact: info@polarisnexuslcc.com

3. Customer identification (KYC)

Every user is verified through Ondato, an EU-regulated KYC provider, with biometric identity and age verification (minimum 18 years) before accessing the platform. Verification includes liveness detection and document authenticity checks.

4. Payments

Payments are accepted by card only, processed through regulated payment processors with 3DS2 Strong Customer Authentication (SCA) for EEA users. Each user may hold only one active subscription plan. No cash payments, no third-party payments, and no refunds to a payment instrument different from the one used in the original purchase are accepted. The maximum transaction amount is capped by the subscription model.

5. Transaction monitoring

Continuous transaction monitoring and fraud scoring are performed through the payment processor and its acquiring bank. Stella And Pow OÜ cooperates with the processor in reviewing transactions flagged as suspicious and responds to its requests.

6. Suspicious activity reporting

Any reasonable suspicion of money laundering, terrorist financing, or fraud is reported to the Estonian Financial Intelligence Unit (Rahapesu Andmebüroo) through the goAML system (fiu.ee), in accordance with applicable law. Informing the customer that a report has been made is prohibited (“tipping-off”, MLTFPA § 53). Accounts linked to fraud are suspended immediately.

7. Record-keeping

In accordance with MLTFPA § 47, the Company retains customer identification and transaction records for a minimum of 5 years, in encrypted electronic format with access control, in compliance with the GDPR (Regulation EU 2016/679) and Estonian data protection law.

8. Prohibited activities and customers

Stella And Pow OÜ does not accept, and where applicable terminates relationships with:

• persons or entities subject to sanctions (EU, UN, OFAC, UK OFSI);
• minors;
• users who refuse to complete verification;
• users linked to illegal content; and
• persons or entities in jurisdictions subject to comprehensive sanctions.

9. Validity and review

This policy enters into force on 22 May 2026 and is reviewed at least every 12 months, as well as upon any material change in regulation or in the business model.

Sugar Daddy Planet (sugardaddyplanet.com) is operated by Polaris Nexus LCC, with registered address at 1621 Central Ave 82001 Cheyenne and contact at info@polarisnexuslcc.com.

Modèle économique

Sugar Daddy Planet est un réseau social/portail de contacts qui propose des fonctionnalités gratuites et payantes.
Nos revenus proviennent de :

• Publicité
  Nous affichons des publicités sur le site et/ou des campagnes occasionnelles avec des marques liées au style de vie et à la sécurité des rencontres.
• Adhésions/Forfaits Premium
  Nous proposons des fonctionnalités avancées via un abonnement (par exemple : visibilité accrue, filtres étendus, messages mis en avant, etc.).
• Collaborations
  Occasionnellement, nous publions du contenu sponsorisé sur le blog. Nous signalons toujours cela clairement au début de l'article.

Indépendance: la publicité, l'affiliation ou les parrainages ne conditionnent pas nos politiques de sécurité, notre modération ou les critères éditoriaux du blog.

Signalétique publicitaire et transparence

• Les articles sponsorisés sont marqués comme “Contenu sponsorisé” ou “Collaboration rémunérée”.
• Les liens d'affiliation sont indiqués au début du contenu par une note de transparence.
• Les bannières/formats publicitaires sont affichés tels quels et se différencient du contenu éditorial.

Conflits d'intérêts

Si un parrainage, une affiliation ou une relation commerciale pourrait représenter un conflit d'intérêts, il sera explicitement déclaré dans le contenu.

Données, confidentialité et cookies (Résumé)

Le traitement des données pour personnaliser les publicités et mesurer leur performance est régi par nos Politique de confidentialité et de cookies.
Vous pouvez gérer votre consentement à tout moment via le gestionnaire de cookies.

Contact pour les affaires professionnelles

• Pour la publicité, les affiliations ou les collaborations : ads@sugardaddyplanet.com
• Pour la presse ou les relations publiques : press@sugardaddyplanet.com

Mises à jour de cette page

Dernière révision : 20/08/2025.
Nous nous réservons le droit de mettre à jour ces informations pour refléter les changements apportés au modèle d'affaires ou aux réglementations applicables.