{"id":6197,"date":"2025-08-21T08:03:22","date_gmt":"2025-08-21T07:03:22","guid":{"rendered":"https:\/\/sugardaddyplanet.com\/?page_id=6197"},"modified":"2026-05-22T10:57:47","modified_gmt":"2026-05-22T09:57:47","slug":"funding","status":"publish","type":"page","link":"https:\/\/sugardaddyplanet.com\/pt\/financiamento\/","title":{"rendered":"AML\/CFT and Funding"},"content":{"rendered":"<h1 class=\"wp-block-heading\">Pol\u00edtica de Preven\u00e7\u00e3o ao Branqueamento de Capitais &amp; Financiamento do Terrorismo (AML\/CFT)<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Stella And Pow O\u00dc \u00b7 C\u00f3digo do Registo Comercial Est\u00f3nio 14816946 \u00b7 Majaka tn 26, 13516 Tallinn, Est\u00f3nia \u00b7 sugardaddyplanet.com<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Vers\u00e3o 1.0 \u2014 22 de maio de 2026<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Compromisso e enquadramento legal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Stella And Pow O\u00dc rejeita a utiliza\u00e7\u00e3o da sua plataforma ou sistemas de pagamento para branqueamento de capitais, financiamento do terrorismo, fraude ou evas\u00e3o a san\u00e7\u00f5es. A Empresa mant\u00e9m voluntariamente um programa AML\/CFT proporcional \u00e0 sua dimens\u00e3o e perfil de risco, alinhado com a Lei Estoniana de Preven\u00e7\u00e3o ao Branqueamento de Capitais e Financiamento do Terrorismo (MLTFPA), as Diretivas da UE 2015\/849, 2018\/843 e 2018\/1673, e as recomenda\u00e7\u00f5es do GAFI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Estatuto da Empresa:<\/strong> Ao abrigo dos artigos 2.\u00ba e 6.\u00ba da MLTFPA, a Empresa n\u00e3o \u00e9 atualmente uma &#8220;entidade obrigada&#8221; (n\u00e3o presta servi\u00e7os de pagamento ou financeiros, n\u00e3o opera moedas virtuais, n\u00e3o \u00e9 um casino e n\u00e3o aceita numer\u00e1rio). Implementa este programa como boa pr\u00e1tica e como requisito contratual do seu processador de pagamentos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Supervis\u00e3o da conformidade<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Stella And Pow O\u00dc, enquanto empresa operadora, \u00e9 a principal respons\u00e1vel pela aplica\u00e7\u00e3o desta pol\u00edtica, pela an\u00e1lise de atividades suspeitas e pela rela\u00e7\u00e3o com o processador de pagamentos e as autoridades competentes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contacto: info@polarisnexuslcc.com<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Identifica\u00e7\u00e3o de clientes (KYC)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Todos os utilizadores s\u00e3o verificados atrav\u00e9s da Ondato, um fornecedor de KYC regulamentado pela UE, com verifica\u00e7\u00e3o biom\u00e9trica de identidade e de idade (m\u00ednimo 18 anos) antes de acederem \u00e0 plataforma. A verifica\u00e7\u00e3o inclui dete\u00e7\u00e3o de vivacidade e verifica\u00e7\u00e3o da autenticidade dos documentos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Pagamentos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Os pagamentos s\u00e3o aceites exclusivamente por cart\u00e3o, processados atrav\u00e9s de processadores de pagamento regulamentados com Autentica\u00e7\u00e3o Forte do Cliente (SCA) 3DS2 para utilizadores do EEE. Cada utilizador pode ter apenas um plano de subscri\u00e7\u00e3o ativo. N\u00e3o s\u00e3o aceites pagamentos em numer\u00e1rio, pagamentos por terceiros nem reembolsos para um instrumento de pagamento diferente do utilizado na compra original. O montante m\u00e1ximo por transa\u00e7\u00e3o \u00e9 limitado pelo modelo de subscri\u00e7\u00e3o.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Monitoriza\u00e7\u00e3o de transa\u00e7\u00f5es<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A monitoriza\u00e7\u00e3o cont\u00ednua de transa\u00e7\u00f5es e a pontua\u00e7\u00e3o de fraude s\u00e3o realizadas atrav\u00e9s do processador de pagamentos e do respetivo banco adquirente. A Stella And Pow O\u00dc coopera com o processador na an\u00e1lise de transa\u00e7\u00f5es sinalizadas como suspeitas e responde aos seus pedidos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. Comunica\u00e7\u00e3o de atividades suspeitas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Qualquer suspeita razo\u00e1vel de branqueamento de capitais, financiamento do terrorismo ou fraude \u00e9 comunicada \u00e0 Unidade de Informa\u00e7\u00e3o Financeira Estoniana (Rahapesu Andmeb\u00fcroo) atrav\u00e9s do sistema goAML (fiu.ee), em conformidade com a legisla\u00e7\u00e3o aplic\u00e1vel. \u00c9 proibido informar o cliente de que foi apresentada uma comunica\u00e7\u00e3o (&#8220;tipping-off&#8221;, MLTFPA \u00a7 53). As contas associadas a fraude s\u00e3o imediatamente suspensas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. Conserva\u00e7\u00e3o de registos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Em conformidade com o \u00a7 47 da MLTFPA, a Empresa conserva os registos de identifica\u00e7\u00e3o de clientes e de transa\u00e7\u00f5es por um per\u00edodo m\u00ednimo de 5 anos, em formato eletr\u00f3nico encriptado com controlo de acesso, em conformidade com o RGPD (Regulamento UE 2016\/679) e a legisla\u00e7\u00e3o estoniana de prote\u00e7\u00e3o de dados.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">8. Atividades e clientes proibidos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Stella And Pow O\u00dc n\u00e3o aceita, e quando aplic\u00e1vel cessa rela\u00e7\u00f5es com:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pessoas ou entidades sujeitas a san\u00e7\u00f5es (UE, ONU, OFAC, UK OFSI);<\/li>\n\n\n<li>menores de idade;<\/li>\n\n\n<li>utilizadores que recusam concluir a verifica\u00e7\u00e3o;<\/li>\n\n\n<li>utilizadores associados a conte\u00fado ilegal; e<\/li>\n\n\n<li>pessoas ou entidades em jurisdi\u00e7\u00f5es sujeitas a san\u00e7\u00f5es abrangentes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">9. Validade e revis\u00e3o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Esta pol\u00edtica entra em vigor a 22 de maio de 2026 e \u00e9 revista pelo menos a cada 12 meses, bem como sempre que ocorra uma altera\u00e7\u00e3o significativa na regulamenta\u00e7\u00e3o ou no modelo de neg\u00f3cio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sugar Daddy Planet<\/strong> (sugardaddyplanet.com) \u00e9 operado por <a href=\"https:\/\/polarisnexuslcc.com\/\">Polaris Nexus LCC<\/a>, com sede registada em 1621 Central Ave 82001 Cheyenne e contacto em info@polarisnexuslcc.com.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Modelo de Neg\u00f3cio<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sugar Daddy Planet<\/strong> \u00e9 uma rede social\/portal de contactos que oferece funcionalidades gratuitas e pagas.<br>As nossas receitas prov\u00eam de:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Publicidade<\/strong><br>Exibimos an\u00fancios no site e\/ou campanhas ocasionais com marcas relacionadas com estilo de vida e seguran\u00e7a em encontros.<\/li>\n\n\n<li><strong>Subscri\u00e7\u00f5es\/Planos Premium<\/strong><br>Oferecemos funcionalidades avan\u00e7adas atrav\u00e9s de subscri\u00e7\u00e3o (por exemplo: maior visibilidade, filtros alargados, mensagens em destaque, etc.).<\/li>\n\n\n<li><strong>Colabora\u00e7\u00f5es<\/strong><br>Ocasionalmente, publicamos conte\u00fado patrocinado no blogue. Identificamos sempre isso claramente no in\u00edcio do artigo.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Independ\u00eancia<\/strong>: a publicidade, afilia\u00e7\u00e3o ou patroc\u00ednios n\u00e3o condicionam as nossas pol\u00edticas de seguran\u00e7a, modera\u00e7\u00e3o ou os crit\u00e9rios editoriais do blogue.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sinaliza\u00e7\u00e3o de Publicidade e Transpar\u00eancia<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Os artigos patrocinados s\u00e3o identificados como <strong>\"Conte\u00fado Patrocinado\"<\/strong> ou <strong>\"Colabora\u00e7\u00e3o Paga\"<\/strong>.<\/li>\n\n\n<li>Os links de afilia\u00e7\u00e3o s\u00e3o indicados no in\u00edcio do conte\u00fado com uma nota de transpar\u00eancia.<\/li>\n\n\n<li>Os banners\/formatos publicit\u00e1rios s\u00e3o apresentados como tal e diferenciados do conte\u00fado editorial.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conflitos de Interesse<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se um patroc\u00ednio, afilia\u00e7\u00e3o ou rela\u00e7\u00e3o comercial puder representar um conflito de interesse, ser\u00e1 declarado explicitamente no conte\u00fado.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dados, Privacidade e Cookies (Resumo)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O tratamento de dados para personalizar an\u00fancios e medir o seu desempenho \u00e9 regulado pela nossa <a href=\"https:\/\/sugardaddyplanet.com\/pt\/pagina-de-politica-de-privacidade\/\">Pol\u00edtica de Privacidade e Cookies.<\/a><br>Pode gerir o seu consentimento a qualquer momento atrav\u00e9s do gestor de cookies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Contacto para Assuntos Comerciais<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Para publicidade, afilia\u00e7\u00f5es ou colabora\u00e7\u00f5es: <strong>ads@sugardaddyplanet.com<\/strong><\/li>\n\n\n<li>Para imprensa ou rela\u00e7\u00f5es p\u00fablicas: <strong>press@sugardaddyplanet.com<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Atualiza\u00e7\u00f5es a esta P\u00e1gina<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00daltima an\u00e1lise: <strong>20\/08\/2025<\/strong>.<br>Reservamo-nos o direito de atualizar estas informa\u00e7\u00f5es para refletir altera\u00e7\u00f5es no modelo de neg\u00f3cio ou na regulamenta\u00e7\u00e3o aplic\u00e1vel.<\/p>","protected":false},"excerpt":{"rendered":"<p>Anti-Money Laundering &amp; Counter-Terrorist Financing Policy (AML\/CFT) Stella And Pow O\u00dc \u00b7 Estonian Business Register code 14816946 \u00b7 Majaka tn 26, 13516 Tallinn, Estonia \u00b7 sugardaddyplanet.com Version 1.0 \u2014 22 May 2026 1. Commitment and legal framework Stella And Pow O\u00dc rejects the use of its platform or payment systems for money laundering, terrorist financing, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pmpro_default_level":"","footnotes":""},"class_list":["post-6197","page","type-page","status-publish","hentry","pmpro-has-access"],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","trp-custom-language-flag":"","rt_media_thumbnail":"","rt_media_activity_image":"","rt_media_single_image":"","rt_media_featured_image":"","post-thumbnail":"","blog_carousel":"","woocommerce_thumbnail":"","woocommerce_single":"","woocommerce_gallery_thumbnail":""},"post_excerpt_stackable":"<p>Anti-Money Laundering &amp; Counter-Terrorist Financing Policy (AML\/CFT) Stella And Pow O\u00dc \u00b7 Estonian Business Register code 14816946 \u00b7 Majaka tn 26, 13516 Tallinn, Estonia \u00b7 sugardaddyplanet.com Version 1.0 \u2014 22 May 2026 1. Commitment and legal framework Stella And Pow O\u00dc rejects the use of its platform or payment systems for money laundering, terrorist financing, fraud, or sanctions evasion. The Company voluntarily maintains an AML\/CFT programme proportionate to its size and risk profile, aligned with the Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFPA), EU Directives 2015\/849, 2018\/843 and 2018\/1673, and FATF recommendations. Status of the Company: Under sections&hellip;<\/p>\n","category_list":"","author_info":{"name":"Administrador","url":"https:\/\/sugardaddyplanet.com\/pt\/author\/poweb\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","trp-custom-language-flag":"","rt_media_thumbnail":"","rt_media_activity_image":"","rt_media_single_image":"","rt_media_featured_image":"","post-thumbnail":"","blog_carousel":"","woocommerce_thumbnail":"","woocommerce_single":"","woocommerce_gallery_thumbnail":""},"post_excerpt_stackable_v2":"<p>Anti-Money Laundering &amp; Counter-Terrorist Financing Policy (AML\/CFT) Stella And Pow O\u00dc \u00b7 Estonian Business Register code 14816946 \u00b7 Majaka tn 26, 13516 Tallinn, Estonia \u00b7 sugardaddyplanet.com Version 1.0 \u2014 22 May 2026 1. Commitment and legal framework Stella And Pow O\u00dc rejects the use of its platform or payment systems for money laundering, terrorist financing, fraud, or sanctions evasion. The Company voluntarily maintains an AML\/CFT programme proportionate to its size and risk profile, aligned with the Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFPA), EU Directives 2015\/849, 2018\/843 and 2018\/1673, and FATF recommendations. Status of the Company: Under sections&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Administrador","url":"https:\/\/sugardaddyplanet.com\/pt\/author\/poweb\/"},"comments_num_v2":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>AML\/CFT and Funding Model | Sugar Daddy Planet<\/title>\n<meta name=\"description\" content=\"Learn about Sugar Daddy Planet&#039;s business model: how we generate revenue through advertising, affiliations, and premium plans. 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