{"id":6197,"date":"2025-08-21T08:03:22","date_gmt":"2025-08-21T07:03:22","guid":{"rendered":"https:\/\/sugardaddyplanet.com\/?page_id=6197"},"modified":"2026-05-22T10:57:47","modified_gmt":"2026-05-22T09:57:47","slug":"funding","status":"publish","type":"page","link":"https:\/\/sugardaddyplanet.com\/is\/funding\/","title":{"rendered":"AML\/CFT and Funding"},"content":{"rendered":"

Anti-Money Laundering & Counter-Terrorist Financing Policy (AML\/CFT)<\/h1>\n\n\n\n

Stella And Pow O\u00dc \u00b7 Estonian Business Register code 14816946 \u00b7 Majaka tn 26, 13516 Tallinn, Estonia \u00b7 sugardaddyplanet.com<\/p>\n\n\n\n

Version 1.0 \u2014 22 May 2026<\/em><\/p>\n\n\n\n

1. Commitment and legal framework<\/h2>\n\n\n\n

Stella And Pow O\u00dc rejects the use of its platform or payment systems for money laundering, terrorist financing, fraud, or sanctions evasion. The Company voluntarily maintains an AML\/CFT programme proportionate to its size and risk profile, aligned with the Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFPA), EU Directives 2015\/849, 2018\/843 and 2018\/1673, and FATF recommendations.<\/p>\n\n\n\n

Status of the Company:<\/strong> Under sections 2 and 6 of the MLTFPA, the Company is not currently an “obliged entity” (it does not provide payment or financial services, does not operate virtual currencies, is not a casino, and does not accept cash). It implements this programme as a matter of good practice and as a contractual requirement of its payment processor.<\/p>\n\n\n\n

2. Compliance oversight<\/h2>\n\n\n\n

Stella And Pow O\u00dc, as the operating company, is ultimately responsible for the application of this policy, the review of suspicious activity, and the relationship with the payment processor and competent authorities.<\/p>\n\n\n\n

Contact: info@polarisnexuslcc.com<\/p>\n\n\n\n

3. Customer identification (KYC)<\/h2>\n\n\n\n

Every user is verified through Ondato, an EU-regulated KYC provider, with biometric identity and age verification (minimum 18 years) before accessing the platform. Verification includes liveness detection and document authenticity checks.<\/p>\n\n\n\n

4. Payments<\/h2>\n\n\n\n

Payments are accepted by card only, processed through regulated payment processors with 3DS2 Strong Customer Authentication (SCA) for EEA users. Each user may hold only one active subscription plan. No cash payments, no third-party payments, and no refunds to a payment instrument different from the one used in the original purchase are accepted. The maximum transaction amount is capped by the subscription model.<\/p>\n\n\n\n

5. Transaction monitoring<\/h2>\n\n\n\n

Continuous transaction monitoring and fraud scoring are performed through the payment processor and its acquiring bank. Stella And Pow O\u00dc cooperates with the processor in reviewing transactions flagged as suspicious and responds to its requests.<\/p>\n\n\n\n

6. Suspicious activity reporting<\/h2>\n\n\n\n

Any reasonable suspicion of money laundering, terrorist financing, or fraud is reported to the Estonian Financial Intelligence Unit (Rahapesu Andmeb\u00fcroo) through the goAML system (fiu.ee), in accordance with applicable law. Informing the customer that a report has been made is prohibited (“tipping-off”, MLTFPA \u00a7 53). Accounts linked to fraud are suspended immediately.<\/p>\n\n\n\n

7. Record-keeping<\/h2>\n\n\n\n

In accordance with MLTFPA \u00a7 47, the Company retains customer identification and transaction records for a minimum of 5 years, in encrypted electronic format with access control, in compliance with the GDPR (Regulation EU 2016\/679) and Estonian data protection law.<\/p>\n\n\n\n

8. Prohibited activities and customers<\/h2>\n\n\n\n

Stella And Pow O\u00dc does not accept, and where applicable terminates relationships with:<\/p>\n\n\n\n